Spending and Savings Accounts

At FinFit, we believe affordable banking should be accessible to all – including you – without unnecessary fees or unfair requirements. With our new Spendings and Savings Accounts, we’ve done just that. Welcome to a better way to bank.

Let us show you.

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Did you know? Approximately 63 million Americans are either unbanked or underbanked. People with little to no access to banking services fall victim to payday loans and high-interest lines of credit every single day. There’s a better way.

Our accounts include:

Free Visa^® debit card and virtual card
Use anywhere Visa® is accepted.
Virtual card can be added to Google Pay, Apple Pay and the Samsung Pay wallets.
NO Monthly Maintenance Fees
NO Minimum Balance Requirements
CONSISTENT Cash Back¹
COMPLETELY Free to Open
COMPLETE CONTROL of your Finances

Plus, you can get paid faster with Early Direct Deposit.

Get financial freedom up to 48 hours faster, with Early Direct Deposit from FinFit². Whether your bills are due, the car needs gas, or a holiday is around the corner, you can get access to your full paycheck up to two days before payday when you link a FinFit Spending & Savings Account to direct deposit your paycheck. Even better, there are no fees, interest, or penalties.

Keeping you in the driver’s seat.

FinFit Spending Accounts can be managed with the FinFit Mobile App.

Applying for an account is free.
The process takes less than 2 minutes.
There is NO impact on your credit score.

Find out if your employer offers this benefit.

If you access benefits via your employee portal, click the FinFit link within your portal.

New to FinFit?

Activate Your Membership

¹ Earn 0.10% unlimited cash back on purchases. Rewards will be credited on the 15th of each month and will cover the previous calendar month.

FinFit is a financial technology company and is not a bank. Banking services provided by Choice Financial Group; Member FDIC.

The The FinFit Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

² Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. However, this availability is not guaranteed. It’s that simple—no need to sign up. If you qualify, you will automatically receive your pay early.