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Spending and Savings Accounts

At FinFit, we believe affordable banking should be accessible to all, without unnecessary fees or unfair requirements. With our new Spendings and Savings Accounts, we’ve done just that. Give your workforce a better way to bank.

Let us show you.

Approximately 63 million Americans are either unbanked or underbanked. Employees with little to no access to banking services are susceptible to financial instability.

Our accounts include:

  • Free Visa® debit card and virtual card
    Use anywhere Visa® is accepted.
    Virtual card can be added to Google Pay, Apple Pay and the Samsung Pay wallets.
  • NO Monthly Maintenance Fees
  • NO Minimum Balance Requirements
  • CONSISTENT Cash Back1
  • COMPLETELY Free to Open
  • COMPLETE CONTROL of your Finances

Plus, you can ensure faster pay with Early Direct Deposit.

Give them financial freedom up to 48 hours faster, with Early Direct Deposit2 from FinFit. Whether bills are due, the car needs gas, or a holiday is around the corner, you can get your employees access to their full paycheck up to two days before payday when they link a FinFit Spending & Savings Account to direct deposit their paychecks. Even better, there are no fees, interest, or penalties.

Securely in the driver’s seat.

FinFit Spending Accounts can be managed with the FinFit Mobile App.

Schedule a Demo to Learn More

1 Earn 0.10% unlimited cash back on purchases. Rewards will be credited on the 15th of each month and will cover the previous calendar month.

  FinFit is a financial technology company and is not a bank. Banking services provided by Choice Financial Group; Member FDIC.

  The The FinFit Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. However, this availability is not guaranteed. It’s that simple—no need to sign up. If you qualify, you will automatically receive your pay early.