Spending and Savings icon

Spending and Savings Accounts

Help your employees become better managers of their paychecks with FinFit’s Spending and Savings Accounts.
Around 63 million Americans are either unbanked or underbanked. Employees with little to no banking services are more susceptible to living paycheck to paycheck and high interest loans.
FinFit Spending and Savings Accounts with automatic direct deposit help employees become better managers of their money.

The FinFit Spending Account gives members:

  • Easy, automatic direct deposit into their FinFit Spending Account
  • A free debit card that can be use anywhere Visa® is accepted
  • Both a physical card and virtual card
  • Option to pay using Apple Pay and Google Pay
  • Unlimited cash back on purchases1!
  • No monthly maintenance fees
  • No minimum balance requirement

The FinFit Savings Account offers:

  • Cash back rewards converted into dollars in their FinFit Savings Account!
  • No monthly maintenance fees
  • No minimum balance requirement.
  • Unlimited transfers to their FinFit Spending Account

Give your employees online banking

1 Accounts opened between 10/1/2021 and 12/31/22, earn 10% cash back rewards on the first $100 spent in the first 90 days of account opening beginning on the date of activation of debit card. Earn 0.50% unlimited cash back on all other purchases. Rewards will be credited on the 15th of each month and will cover the previous calendar month. Ver 03 rev 04/28/2022

FinFit is a financial technology company and is not a bank. Banking services provided by Choice Financial Group; Member FDIC

The FinFit Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

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FinFit Loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Loans subject to credit approval. Residents of Colorado, Connecticut, Iowa, Vermont, West Virginia, Nevada and Massachusetts are not eligible for loans. Nothing in this advertisement constitutes an offer or solicitation for loan products to residents of those states. Actual time it takes for loan approval dependent upon loan verification set up with your employer.

Funding time dependent upon funding method selected. Expedited funding may incur additional fees.

Student loan services are provided by unaffiliated third parties. FinFit loans issued by Celtic Bank do not include student loans.

Wage Now is fully funded and managed by an affiliate of FinFit. If any fees apply, those fees will be disclosed prior to entering into any agreements.
Residents of California, New York, North Dakota, South Dakota, Tennessee and Vermont are not eligible for WageNow. This does not constitute an offer or solicitation for WageNow to residents of those states.

FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, are free to registered members.
Services offered may incur fees and/or interest. All fees will be disclosed prior to entering into any agreements.
Products listed are a representation of FinFit offerings. Actual availability may vary. The products available to you and your organization will appear on your FinFit membership dashboard. Actual loan amounts and rates offered vary based on lender, credit worthiness and other factors.

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