Author: Karlie Moses

How will you buy your next car? Cash, lease, or financing?

Written by Karlie Moses on December 2, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle How will you buy your next car? Cash,lease, or financing? Are you thinking about getting a new car or upgrading to something more reliable? Before you dive in, it’s essential to understand your financing options. There are different ways to buy a car, each with its own set of pros and cons. Let’s break them down. Cash Purchase Pros: Ownership from day one: Paying cash means you own the...

APRs: jargon myth busting

Written by Karlie Moses on December 2, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing APRs: jargon myth busting When you think about banks and borrowing money, many of us automatically picture a maze of financial jargon. Not understanding these terms when you need to borrow can really cost you. So, what does it all mean? What is APR? APR, or Annual Percentage Rate, represents the yearly cost of your loan as a percentage, including interest and standard fees. For example, let’s...

Help Employees Navigate the High-Cost Season with FinFit’s Holiday Survival Guide

Written by Karlie Moses on November 25, 2024. Posted in Blog.

Help Employees Navigate the High-Cost Season with FinFit’s Holiday Survival Guide The holiday season is a time for joy and celebration, but it can also bring significant financial stress for many. Between buying gifts, traveling, and hosting festive gatherings, Americans are expected to spend an average of $1,778 during this period. It’s no wonder so many turn to credit or incur debt to cover these expenses, with about 37% taking two months or more to recover financially. Even if it’s...

The Financial Toll of Balancing Work and Caregiving

Written by Karlie Moses on November 4, 2024. Posted in Blog.

The Financial Toll of Balancing Work and Caregiving Many employees face a growing and often overwhelming challenge: caregiving for loved ones. Whether they’re looking after aging parents or supporting family members with disabilities, caregiving can take a serious toll on a person’s financial, emotional, and physical wellbeing. With over 100 million Americans serving as caregivers, the struggle to balance caregiving with a full-time job can lead to significant financial stress, reduced productivity,...

Member Stories: Meet Rasheeda C

Written by Karlie Moses on October 30, 2024. Posted in Inside My Wallet: Member Stories.

Learn Login to MyFinFit FinFit Learn | Inside My Wallet: Member Stories Member Stories: Meet Rasheeda C Meet Rasheeda, she shares how FinFit came through for her when she needed help with a down payment for a home. After reaching out to her supervisor, she was given several resources, but FinFit stood out. She activated her membership, and the very next day, she was approved! Thank you, Rasheeda, for sharing your story on your fast and seamless experience...

8 ways to cover an unexpected expense

Written by Karlie Moses on October 30, 2024. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement 8 ways to cover an unexpected expense We’ve all been there—you’re a few days away from payday, and suddenly your car makes a weird noise, your phone breaks, or your pet needs an emergency trip to the vet. These things always seem to happen at the worst possible time, and they’re never cheap. Recent studies show that unexpected expenses can cost us an average of $500 per year....

10 money saving tips for the holidays

Written by Karlie Moses on October 30, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting 10 money saving tips for the holidays The holiday season is a magical time, but it can also be a very expensive one if you’re not careful. To help you avoid financial stress come January, we’ve put together 10 tips to keep your holiday spending under control. Tip 1: Set a spending plan The best way to avoid a massive credit card bill after the holidays is to create a spending plan. Decide...

How to create a spending plan you’ll actually stick to in 5 steps

Written by Karlie Moses on October 30, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting How to create a spending plan you’ll actually stick to in 5 steps Having a spending plan is about knowing exactly where your money is going so you can feel more in control of your finances and enjoy life without the stress of overspending. Whether you want to plan weekly, monthly, or even annually, following these five steps will help you build a plan you can stick to. 1. List...

Black Friday and Cyber Monday tips and tricks!

Written by Karlie Moses on October 30, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Black Friday and Cyber Monday tips and tricks! Black Friday and Cyber Monday are two of the biggest shopping events of the year, offering great opportunities to save money on everything from electronics to clothing and more. These sales events have grown from in-store shopping frenzies into online extravaganzas, with retailers offering deep discounts on a variety of products. Here’s...

Apps to make your vacation a breeze

Written by Karlie Moses on October 30, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Apps to make your vacation a breeze When you’re on vacation, the last thing you want is to deal with unnecessary hassles. Thankfully, there are plenty of apps designed to make your time away easier and more enjoyable. Here are a few must-haves that can help take the stress out of your trip: Google Translate Your go to for translating! This free app is a lifesaver when it comes...