Credit Solutions & Loans

Add personalized loan offers for your employees — with trust, unparalleled UX and access to a large network of premium financial institutions.

Your employees aren’t alone.

Nearly half of Americans do not have $400 for an emergency.¹

Real-time, personalized, flexible loan offers:

Credit available from $500-$250,000

Rates as low as 2.49% on pre-qualified offers²

Personalized credit card offers:

0% Intro APR²

Cash back rewards

Security is our top priority

FinFit upholds the highest security standards, including multiple layers of encryption for sensitive personal information, automated secret rotation, and SOC 2 Type II certification — providing trust and security at scale.

Want to offer FinFit to your employees?

Get More Info

Are you an employee looking for credit solutions?

FinFit is offered to millions of employees through their employee benefits package. Over 150,000 employers offer FinFit to their employees, so there’s a good chance yours is one of them! Once you activate your FinFit account, you’ll have access to all of the educational resources, money management tools and financial services your employer offers. Click here to activate your account and search for your employer. If you aren’t able to find your employer, ask your HR director or benefits manager if your company offers FinFit!

See if my employer offers FinFit

¹ CBS News – Nearly 40% of Americans can’t cover a surprise $400 expense

² Even Financial, Inc. is not a lender. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion and may not be available in all states or for all types of loans. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. This website and Even Financial, Inc. do not include all lending companies or all available lending offers that may be available to you. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders.

FinFit Loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Loans subject to credit approval. Residents of Colorado, Connecticut, Iowa, Vermont, West Virginia, Nevada and Massachusetts are not eligible for loans. Nothing in this advertisement constitutes an offer or solicitation for loan products to residents of those states. Actual time it takes for loan approval dependent upon loan verification set up with your employer.

Funding time dependent upon funding method selected. Expedited funding may incur additional fees.

Student loan services are provided by unaffiliated third parties. FinFit loans issued by Celtic Bank do not include student loans.

Wage Now is fully funded and managed by an affiliate of FinFit. If any fees apply, those fees will be disclosed prior to entering into any agreements.
Residents of California, New York, North Dakota, South Dakota, Tennessee and Vermont are not eligible for WageNow. This does not constitute an offer or solicitation for WageNow to residents of those states.

FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, are free to registered members.
Services offered may incur fees and/or interest. All fees will be disclosed prior to entering into any agreements.
Products listed are a representation of FinFit offerings. Actual availability may vary. The products available to you and your organization will appear on your FinFit membership dashboard. Actual loan amounts and rates offered vary based on lender, credit worthiness and other factors.