Loans, Credit Solutions, and Emergency Funding

We think universal access to opportunity is essential – the opportunity to borrow money and seek affordable lines of credit when you need it most. You see, these opportunities are essential stepping stones on the path toward the American Dream, a dream held by every person.

We’ve got you.

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Whether your version of the American Dream includes home ownership, vehicle ownership, or just life ownership, FinFit puts you in the driver’s seat with credit solutions, emergency funding for a rainy day, and personalized loan options from a large network of trusted financial institutions.

We get it, you need funding flexibility.

Nearly half of Americans don’t have $400 to manage an emergency expense¹. With FinFit by your side, you’ve got access to affordable emergency funding at no cost to you, so there’s no need for payday loans, or high-interest lines of credit.

You’re safe with us.

FinFit upholds the highest security standards, including multiple layers of encryption for sensitive personal information, automated secret rotation, and SOC 2 Type II certification — providing trust and security at scale. You can trust that your personal data and identifiable information is safe with us.

Find out if your employer offers this benefit.

If you access benefits via your employee portal, click the FinFit link within your portal.

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¹ CBS News – Nearly 40% of Americans can’t cover a surprise $400 expense

FinFit Loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Loans subject to credit approval. Residents of Colorado, Connecticut, Iowa, Vermont, West Virginia, Nevada and Massachusetts are not eligible for loans. Nothing in this advertisement constitutes an offer or solicitation for loan products to residents of those states. Actual time it takes for loan approval dependent upon loan verification set up with your employer.

Funding time dependent upon funding method selected. Expedited funding may incur additional fees.

Student loan services are provided by unaffiliated third parties. FinFit loans issued by Celtic Bank do not include student loans.

Wage Now is fully funded and managed by an affiliate of FinFit. If any fees apply, those fees will be disclosed prior to entering into any agreements.
Residents of California, New York, North Dakota, South Dakota, Tennessee and Vermont are not eligible for WageNow. This does not constitute an offer or solicitation for WageNow to residents of those states.

FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, are free to registered members.
Services offered may incur fees and/or interest. All fees will be disclosed prior to entering into any agreements.
Products listed are a representation of FinFit offerings. Actual availability may vary. The products available to you and your organization will appear on your FinFit membership dashboard. Actual loan amounts and rates offered vary based on lender, credit worthiness and other factors.