Welcome to FinFit
Your new employee financial wellness benefit from PNI•HCM, Payroll Network, Inc.
Because every employee deserves a financial safety net.
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Flexible access to credit solutions
FinFit’s credit and loan solutions provide employees with access to the funds they need to cover unexpected or large expenses, consolidate debt, and build credit with on-time repayments5 made conveniently from their paychecks.
Line of credit
Affordable access to revolving line of credit for emergency or unexpected expenses.
- Accessible – No traditional credit check required.
- Fast funding – Employees receive a funding decision in as little as a few seconds6, with the option to receive funds instantly7.
- An alternative – to costly payday loans and high-interest credit cards.
- Easy for you – No benefit administration, no-set up fees, and eliminates need for payroll advances.
Personal loan
Low-cost payroll-deducted loan to help with debt consolidation.
- Accessible – Employees can apply with no impact to their credit score8. Since we factor in employment history, we can approve more applicants than traditional lenders.
- Convenient – Employees can repay via their paycheck.
- Worry-free – By offering repayment through payroll, we help employees make timely payments, which can increase credit scores.
- Responsible – We help employees avoid borrowing from retirement savings or high-cost, predatory lenders.
Proven impact
FinFit’s SafetyNet platform produces consistent results in improving employee financial health outcomes.
60%
reduction in employees experiencing highest levels of financial stress
45%
improvement in levels of employee anxiety and depression
42%
said FinFit helped them avoid taking out a more expensive loan
175%
growth in number of employees who have emergency savings