Author: Nikki Kennedy

The Need-to-Know on Income Taxes: Filing Status, Standard Deduction, and Key Forms

Written by Nikki Kennedy on February 10, 2026. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting The Need-to-Know on Income Taxes: Filing Status, Standard Deduction, and Key Forms February is “get organized” season for taxes – W-2s and 1099s are arriving, and Tax Day is right around the corner. You don’t need to be a CPA to file confidently. Here’s a clear, jargon-light guide to the big decisions and documents that matter most: picking the right filing status,...

Financial Wellness Starts With Understanding Employees’ Reality

Written by Nikki Kennedy on January 21, 2026. Posted in Blog.

Financial Wellness Starts With Understanding Employees’ Reality By Daniel Shakhani Most financial wellness programmes are built with good intentions. Leaders genuinely want to support their people and help them build a secure future. But too often, these programmes assume something that isn’t always true: that employees are financially stable enough to use them. January is Financial Wellness Month — a moment for organisations to reflect not just on what benefits they offer, but on whether...

Employer-Distributed Loans: A Smarter Alternative to 401(k) Borrowing

Written by Nikki Kennedy on January 15, 2026. Posted in Blog.

Employer-Distributed Loans: A Smarter Alternative to 401(k) Borrowing By David Kilby, FinFit CEO Employer-Distributed Loans: A Smarter Alternative to 401(k) Borrowing For millions of American workers, unexpected expenses don’t wait for payday. When cash is tight, many turn to their 401(k) plans for relief, but borrowing from retirement savings can quietly derail long-term financial health. Employers now have a better option: low-friction, employer-distributed FinFit loans 1 that provide...

Cozy season is almost here—time to cuddle up and talk about money

Written by Nikki Kennedy on September 21, 2025. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Cozy season is almost here—time to cuddle up and talk about money The temps are dropping, the blankets are coming out, and pumpkin spice is creeping back onto menus everywhere. As fall kicks in, there’s no better time to get cozy with your partner and have the talk—yes, that one about money. While love might keep the spark alive, financial stress is still one of the...

Don’t let your old 401(k)s disappear—track them down before the year ends

Written by Nikki Kennedy on September 21, 2025. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement Don’t let your old 401(k)s disappear—track them down before the year ends As summer winds down and the end of the year creeps closer, many of us are focused on wrapping up our to-do lists—decluttering closets, checking off financial goals, and getting organized before the holiday rush. But here’s one important task that often slips through the cracks: Tracking down...

In a tough economy, how safe are your savings?

Written by Nikki Kennedy on August 20, 2025. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement In a tough economy, how safe are your savings? From rising interest rates to stock market swings, 2025 has reminded us just how fragile the economy can feel. If you’ve been wondering whether your hard-earned savings are protected, especially in times of uncertainty, you’re not alone. As we head into a new month, it’s a smart time to check in on the health and...

Summer’s almost over—time to build a spending plan you’ll actually follow

Written by Nikki Kennedy on August 20, 2025. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting Summer’s almost over—time to build a spending plan you’ll actually follow The sun’s setting a little earlier, the pool days are winding down, and your inbox is probably already reminding you about early bird holiday sales. That can only mean one thing: summer’s almost over, and fall’s coming fast—with its usual lineup of back-to-school costs, pumpkin-flavored...

Is your credit score in good health?

Written by Nikki Kennedy on August 20, 2025. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing Is your credit score in good health? August is National Wellness Month—a time to check in on your physical, mental, and emotional wellbeing. But there’s one area many people overlook: your financial health, especially your credit score. Think of your credit score as a wellness report card for your finances. When it’s strong, you’re more likely to qualify for lower interest rates,...

4 tourist traps that could be wrecking your summer travel budget

Written by Nikki Kennedy on August 20, 2025. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle 4 tourist traps that could be wrecking your summer travel budget Whether you’re headed to a theme park, national park, or a beachside resort this summer, no one wants to return home with buyer’s remorse. Vacation is a time to unwind – not overspend. Yet even the most seasoned traveler can fall victim to costly tourist traps that drain your wallet and leave you...

The smartest investment this summer? You.

Written by Nikki Kennedy on August 1, 2025. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement The smartest investment this summer? You. It’s been a bumpy summer on Wall Street. Between fluctuating stock prices, shifting interest rates, and ever-changing economic realities, you might be wondering: Where should I be putting my money right now? Here’s one answer you won’t see on a stock ticker: yourself. No matter what’s happening in the market,...