Author: Nikki Kennedy

Understanding Mortgages in Today’s Market: Rates, Options, and What Fits

Written by Nikki Kennedy on June 3, 2026. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Understanding Mortgages in Today’s Market: Rates, Options, and What Fits Historically, buying a home followed a familiar script. You saved money for a down payment, found a house you loved, locked in a low interest rate, and settled into predictable monthly payments; but today’s market feels different. Interest rates have shifted, monthly payments look higher than many expected, and the...

529 Plans Have Evolved. Most Financial Wellness Strategies Haven’t.

Written by Nikki Kennedy on May 29, 2026. Posted in Blog.

529 Plans Have Evolved. Most Financial Wellness Strategies Haven’t. By Kevin George For many HR leaders, 529 plans are still viewed primarily as a long-term college savings tool designed for employees with young children. That perception is outdated.  529 plans are much more flexible, and relevant to a broader group than HR leaders always realize. Our employees are navigating through a more complex landscape than seen in the past, including rising living costs, student loan...

The Weight You Can’t See: How Financial Stress Shows Up and What Helps

Written by Nikki Kennedy on May 12, 2026. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle The Weight You Can’t See: How Financial Stress Shows Up and What Helps There’s a particular kind of exhaustion that doesn’t come from being busy. It comes from carrying something quietly, something that doesn’t always have a clear shape or a single moment you can point to. For many people, that “something” is money. Not always a crisis. Not always a clear problem. Just a steady,...

Introducing a Financial Wellness Benefit — A Practical Roadmap

Written by Nikki Kennedy on April 23, 2026. Posted in Blog.

Introducing a Financial Wellness Benefit — A Practical Roadmap By Chelsea Elledge Selecting the right financial wellness partner is only the first step. The real determinant of success is how the program is introduced, communicated, and integrated into the broader benefits ecosystem. Begin with leadership alignment. When leaders actively champion a benefits program, it signals that employee well-being is a genuine organizational priority. Leadership should understand the...

Measure What Matters — Outcomes, Not Activity

Written by Nikki Kennedy on April 14, 2026. Posted in Blog.

Measure What Matters — Outcomes, Not Activity In many organizations, the success of a new benefit is celebrated when enrollment targets are hit. Participation dashboards light up. Awareness campaigns show strong open rates. But enrollment is not the same as impact. If financial wellness initiatives are to be taken seriously at the executive level, they must demonstrate measurable change in both employee outcomes and business performance. At the employee level, this means tracking...

Financial Capability Month: Building Confidence Through Small, Intentional Money Habits

Written by Nikki Kennedy on April 14, 2026. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement Financial Capability Month: Building Confidence Through Small, Intentional Money Habits April is Financial Capability Month, which is ideal to set aside time to focus on strengthening how we understand, manage, and make decisions about money. But “financial capability” can feel like a big phrase. It might bring to mind spreadsheets, investment strategies, or complex financial...

Build the Exit Ramp — Responsible Credit Access

Written by Nikki Kennedy on April 8, 2026. Posted in Blog.

Build the Exit Ramp — Responsible Credit Access By Asesh Sarkar We often begin financial wellness conversations with education: budgeting tools, savings nudges, financial literacy workshops. These are important. But they are insufficient if an employee is simultaneously paying 160%, 300%, or even 600% APR in the shadow lending market. The difference between mainstream and high-cost credit is life-changing. For employees with strong credit profiles, borrowing $1,000 over twelve...

Diagnose the K-Shaped Workforce

Written by Nikki Kennedy on March 26, 2026. Posted in Blog.

Diagnose the K-Shaped Workforce By Asesh Sarkar In boardrooms and HR strategy sessions, we often talk about talent in aggregate terms. Engagement scores. Retention rates. Benefits utilization. But beneath these averages sits a structural divide that many organizations have yet to fully confront. Financial health in 2026 is increasingly K-shaped. On one trajectory are employees with access to affordable credit, manageable debt, emergency savings, and the capacity to invest in their...

The Need-to-Know on Income Taxes: Filing Status, Standard Deduction, and Key Forms

Written by Nikki Kennedy on February 10, 2026. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting The Need-to-Know on Income Taxes: Filing Status, Standard Deduction, and Key Forms February is “get organized” season for taxes – W-2s and 1099s are arriving, and Tax Day is right around the corner. You don’t need to be a CPA to file confidently. Here’s a clear, jargon-light guide to the big decisions and documents that matter most: picking the right filing status, understanding the...

Financial Wellness Starts With Understanding Employees’ Reality

Written by Nikki Kennedy on January 21, 2026. Posted in Blog.

Financial Wellness Starts With Understanding Employees’ Reality By Daniel Shakhani Most financial wellness programmes are built with good intentions. Leaders genuinely want to support their people and help them build a secure future. But too often, these programmes assume something that isn’t always true: that employees are financially stable enough to use them. January is Financial Wellness Month — a moment for organisations to reflect not just on what benefits they offer, but on whether...