Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing How to deal with your debt when it gets out of hand  It’s easy to accumulate debt. Credit cards, store cars, car loans and overdrafts. Before you know it, your non-mortgage debt can creep up to a scary amount.  It’s easy to feel silly, overwhelmed or embarrassed about debt. But the simple fact is as humans we aren’t wired to be naturally good with money. Our brain has developed at a much...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing What affects your credit score Explore more Learn content Keep learning

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing 4 times you’ll want to think about improving your credit score  There are some times in life when it pays to make sure your credit score is in good shape. If you’re not the kind of person who checks their score regularly, these are some examples of times when you’ll want to check in. Unsure how to check your credit reports and scores? Start here.  1. When you’re planning...

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing The value of good credit Your credit score is one of the most influential aspects of your financial life. A good credit score can significantly reduce the cost of borrowing money over your lifetime and put you in a better position to accomplish goals like buying a home, paying for education, or starting a business.   Lenders use credit scores to decide whether to approve you for a loan or credit...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing Frequently asked questions about credit scores  Credit scores can be difficult to understand: what are they, why do I need one, and what are they used for? — are some of the common questions.   At FinFit, we often get questions about how credit scores really work. We’ve compiled a list of frequently asked questions to help you quickly find the answers you need regarding credit scores.  ...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing The Debt Consolidation Guide At FinFit we’re driven by our mission to help employees live financially happier and healthier lives. We do this by providing products and services that help employees across the US move out of debt and into savings, and also learn more about their finances. We recognize that many people will be worried about their money, potentially now more than ever. This...

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing How to avoid the minimum repayment trap Carrying a large credit card balance is nobody’s idea of fun. With interest rates (APR) hovering at 20% – and often higher for subprime borrowers – maintaining a credit card balance can add up to thousands of dollars in interest over time. The good news is that you can save yourself lots of time and money by learning one key move that will help...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing How to pay down debt as fast as possible Whatever the reason for ending up in debt in the first place, whether it’s unexpected bills, medical issues, job loss, or even just overspending, many of us struggle to know how to pay it back in the best way possible. For many, this amount can be in the tens of thousands. It can feel overwhelming or impossible to take back control,...