Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing How to avoid the minimum repayment trap Carrying a large credit card balance is nobody’s idea of fun. With interest rates (APR) hovering at 20% – and often higher for subprime borrowers – maintaining a credit card balance can add up to thousands of dollars in interest over time. The good news is that you can save yourself lots of time and money by learning one key move that will help...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing How to pay down debt as fast as possible Whatever the reason for ending up in debt in the first place, whether it’s unexpected bills, medical issues, job loss, or even just overspending, many of us struggle to know how to pay it back in the best way possible. For many, this amount can be in the tens of thousands. It can feel overwhelming or impossible to take back control,...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing 20 good-to-know terms for your debt management journey When working towards accomplishing your financial goals, there are some common terms you’ll see pop up a lot and understanding them can help you make the best decisions for your unique financial situation. This glossary of personal finance terms focuses on 20 words and phrases related to debt management and is meant to...