Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing Is your credit score in good health?  August is National Wellness Month—a time to check in on your physical, mental, and emotional wellbeing. But there’s one area many people overlook: your financial health, especially your credit score.   Think of your credit score as a wellness report card for your finances. When it’s strong, you’re more likely to qualify for lower interest rates,...

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing Store cards – deal or debt trap? It’s soon-to-be back-to-school shopping season, and that means sales, supply lists, and – if you’re in line at a major retailer, being asked, “Would you like to save 25% by opening a store card today?” Sounds tempting, especially with a full cart. But before you sign up, it’s important to understand how store credit cards work and whether...

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing What is a payday loan—and why should you avoid one?  When unexpected expenses arise, it can be tempting to turn to payday loans for quick cash. But while payday loans may seem like an easy solution, they often lead to a cycle of high-interest debt that’s difficult to escape. Understanding how payday loans work, and the risks involved, can help you make better financial decisions and...

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing 3 Ways your living arrangements can impact your credit score  Your credit score is affected by more than just your spending habits and bill payments, it can also be influenced by your living arrangements. Whether you live alone, with a partner, or with roommates, it’s important to understand how your housing situation can impact your financial health. Here’s what you need to know. ...

Learn Login to MyFinFit FinFit Learn  | Credit & Borrowing 6 simple mistakes that might be keeping you in debt (and how to fix them)  1. Ignoring your credit report  Your credit score plays a major role in determining the interest rates you pay on loans and credit cards. A lower score can mean higher rates, making it harder to pay off debt. Many people don’t realize how much of an impact their credit report has—or that errors or missed payments can drag...

Learn Login to MyFinFit FinFit Learn  |  Credit & Borrowing Your Ultimate Guide to Great Credit When it comes to your financial life, few things are more important than your credit. A good credit history can help you save money when borrowing what you need for things like buying your first home, purchasing a car, or taking care of unexpected expenses. On the other hand, poor credit can make it diffcult to borrow money in the first place, and...