Early Wage Access

Early Wage Access

Pay cycles can be challenging for employees if their bills don’t align with payday. FinFit’s WageNow gives employees access to the wages they’ve earned – when they need it.

WageNow is Available to Full-Time, Part-Time and Salaried Employees.

Employees can control their today, tomorrow and future. Early wage access will ultimately enable them to be more focused and productive when they’re on YOUR clock.

Effortless and Resource-Free
WageNow is fully funded and managed by the FinFit team.
What does this mean for employers?
  • No benefit administration
  • Eliminates the need for employer payroll advances
  • No work required to activate WageNow
  • No set-up fee

Reduce Employee Financial Stress

  • Affordable alternative to high-interest loans
  • Helps to eliminate expensive bank overdraft fees
  • With early wage access, employees can request up to 50% of the wages they’ve earned before payday

Early wage access is a benefit employees are asking for –

improve financial wellness, retain good employees and recruit top talent!

Early wage access has gained significant traction as a benefit employers can offer to their employees

Early wage access providers typically charge employees a subscription fee, a flat rate per transaction or a percentage of the funds requested (as illustrated in this article). WageNow is offered at no charge to employees to help them manage their cash flow and achieve financial health. By offering free access to their earned wages, we enable employees to control their paycheck.

Employees want the ability to choose when they get paid. They have the flexibility to control their paycheck through WageNow. Early wage access is one of many services included in FinFit’s suite of financial wellness tools and resources. Access to earned income does not replace the need to establish healthy spending, saving and planning behaviors. Financial wellness at its core is about empowering employees to make smart financial decisions that improve their overall well-being.

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FinFit Loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Loans subject to credit approval. Residents of Colorado, Connecticut, Iowa, Vermont, West Virginia, Nevada and Massachusetts are not eligible for loans. Nothing in this advertisement constitutes an offer or solicitation for loan products to residents of those states. Actual time it takes for loan approval dependent upon loan verification set up with your employer.

Funding time dependent upon funding method selected. Expedited funding may incur additional fees.

Student loan services are provided by unaffiliated third parties. FinFit loans issued by Celtic Bank do not include student loans.

Wage Now is fully funded and managed by an affiliate of FinFit. If any fees apply, those fees will be disclosed prior to entering into any agreements.
Residents of California, New York, North Dakota, South Dakota, Tennessee and Vermont are not eligible for WageNow. This does not constitute an offer or solicitation for WageNow to residents of those states.

FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, are free to registered members.
Services offered may incur fees and/or interest. All fees will be disclosed prior to entering into any agreements.
Products listed are a representation of FinFit offerings. Actual availability may vary. The products available to you and your organization will appear on your FinFit membership dashboard. Actual loan amounts and rates offered vary based on lender, credit worthiness and other factors.

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